Electronic payment methods used for salary resettlement and its impact on improving the mental image of customers: an applied study of the opinions of a sample of (private) commercial banks ’customers contracting with the Ministry of Higher Education and Scientific Research to localize employees’ salaries. JAFS. 2020;15(53):198-208. Accessed April 30, 2025. https://www.jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/944