Information technology and its impact on the development of banking: Applied study in a sample of Iraqi private banks. Journal of Accounting and Financial Studies ( JAFS ), [S. l.], v. 12, n. خاص, p. 439–457, 2018. DOI: 10.34093/k07vrp54. Disponível em: https://www.jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/1820. Acesso em: 2 may. 2025.