Analysis of the impact of economic crises on the value of shares in Islamic and usurious banks

A comparative study of the performance of the two financial systems in the face of economic fluctuations for the period from 2017 to 2021

Authors

  • Assist. Prof. Fadhil Abbas Dawood Ministry of Higher Education and Scientific Research
  • Assist. Lecture. Mohammed Hasan Abdul-Ameer Ministry of Higher Education and Scientific Research

DOI:

https://doi.org/10.34093/hq6e2f30

Keywords:

Islamic banks, Commercial banks, Economic crises, Market value

Abstract

                 The research aims to demonstrate the role of the financial crisis in determining the value of shares in the market and assessing the sustainability of Islamic banks if we compare them to usurious banks in the face of various shocks in light of economic crises by comparing the average market value of shares through (t&f), (regression equation) and (Pearson correlation coefficient) and presenting the results via the (spss-v23) program. The importance of the research appears through studying the impact of financial crises on the activities of the banking sector and its repercussions on the economy as a whole. Two banks were selected, one Islamic and the other usurious, as a sample for the study during the crisis period from (2017-2021). A number of conclusions were reached, the most important of which is the existence of large differences between the average market values ​​of the two banks and in the fundamental factors affecting both of them. The most important recommendations are to monitor the differences between Islamic and usurious banks on an ongoing basis and update policies based on recent data to ensure balanced performance and achieve sustainable growth.

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Published

2025-12-31

How to Cite

Analysis of the impact of economic crises on the value of shares in Islamic and usurious banks: A comparative study of the performance of the two financial systems in the face of economic fluctuations for the period from 2017 to 2021. (2025). Journal of Accounting and Financial Studies ( JAFS ), 20(73), 303-311. https://doi.org/10.34093/hq6e2f30